Let’s use an example: consider the “lack of taste” versus “loss of sobriety” rating downgrade trigger.

With this type of stress test, an inverse event, in this case, say, a statement to the contrary, as in “much less”… would deleverage the value by probably three or four points.

If a wine is enjoyed ‘much less’ it then gets rated closer to six points… not a wine one would wish to buy and therefore not published on the site.

So, therefore, using this results summary, the upside to this value should not be measured a ‘at just 0.5 point higher,” but better viewed as “50 basis points greater.”

…doesn’t that sound much better?

Hope this clears everything up.